Please read and comment on our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
Reduce hearing loss on motorcycle rides
Posted: July 26, 2021
Reduce hearing loss on motorcycle ridesAs a safety-conscious motorcycle rider, you work hard to protect yourself against a range of risks each time you ride. But not all threats are as obvious as punctured tires and rain-slicked roads. Hearing damage, for example, is easy to overlook until it’s too late. If hearing loss is low on your hazard awareness radar as a rider, you’re not alone. But there’s no time...
Can I Buy Health Insurance on My Own?
Posted: July 22, 2021
Can I Buy Health Insurance on My Own?You may be considering buying health insurance and could use some advice. The Affordable Care Act dramatically changed the rules, eradicating the insurance company's ability to deny insurance for preexisting conditions. Much of the Act is still in place, with some changes. Yes, you can buy health insurance on your own, but you may find the process surprisingly complicated and confusing. What plan is best...
How Much Life Insurance Do I Need?
Posted: July 22, 2021
How Much Life Insurance Do I Need?Calculating how much life insurance involves evaluating your financial circumstances, which vary widely from family to family. In essence, you want a policy that will cover income loss due to death, provide your family with the capacity to pay off all bills, and provide your family with the financial support your dependents need. A basic calculation is to purchase a policy that pays out ten...
Business Income Coverage vs. Business Interruption Insurance: What's the Difference?
Posted: July 19, 2021
Business Income Coverage vs. Business Interruption Insurance: What's the Difference?Protecting your business with insurance is essential. It starts with understanding what each type of business insurance covers. Business income coverage and business interruption insurance are terms often used interchangeably – but is there a difference? All business insurance policies vary in what they cover. You may have access to a policy that protects repairs to a facility, damaged inventory, and lost income, or you...
The Five Types of Insurance Every College Student Needs
Posted: July 16, 2021
The Five Types of Insurance Every College Student NeedsParents face many challenges in preparing a child for college. The process generally starts in the junior year, including monitoring grades, applying for scholarships and grants, and visiting various college campuses. The focus on college can become an all-consuming task. Once a college is chosen, and your child is accepted, a new set of challenges arises. One neglected area to add to the college "to-do"...
